Payments by using Credit Cards, Debit Cards, or Pre-Paid Cards

Please contact us before making your payment, if you are planning to make payment in full but want to obtain governmental Apostilles and/or Certifications (see page "Documents Recognitions" ). This way, we can calculate exact amount. 

This page is dedicated to electronic payments where person is using credit/debit cards as a method of payment

For international wire transfers, please see corresponding page. To process credit and debit card payments, we are using PayPal.

We are using PayPal in dual manner. This company can process credit/debit cards payments as a regular credit/debit cards payment processor (you do not need to have PayPal account), or this company also can accept and process payments through PayPal account (if you prefer to have PayPal account or already have it).

You can set up PayPal account (if it is offered for your country). After transferring money to PayPal account, person can make payments into our account. However, as it is stated above, there is not requirement to have PayPal account and you can make the same credit card payment without setting PayPal account.    

PayPal account gives some flexibility; but in most cases, for regular payment, you do not need to have PayPal account. With PayPal account (that is free to set up and free to maintain) you can transfer money into your PayPal account and after that, you can make payments to any company or organization. To make a payment (if you have PayPal account), you only need to use organizational registered e-mail that is used for the acceptance of PayPal payments (if you have PayPal account and you are making payment from your PayPal account).

Our organizational registered e-mail for the PayPal payments is:

payments@holyuniversity.org  (only if you have PayPal account)

Credit Cards, Debit Cards (bank cards) and Pre-paid Cards

Credit card is the card that is issued by bank or by financial institution. Credit cars issuance is based on credit-worthiness of person.

Debit card is the card that is issued by your bank (where you have your account opened). Debit card cavers only your bank account balance.

Pre-paid card is the card that you can buy in any store and after depositing money into your card, you can use it the same way as a credit card.

Debit Cards (with one of the major credit card symbol) and Pre-paid Cards (with one of the major credit card symbol) can be used in the same way as other credit cards. On the payment processing page, you are using your card as a "credit card" (even when it is a debit card or pre-paid card). Not the name, but designation (one of the major credit cards symbols printed on the face of your card) makes your card similar to other credit cards (even when it is not a regular credit card).

Credit/debit/pre-paid cards fees

At the time of payment transaction, person that makes a payment (in usual circumstances) charged nothing by PayPal, except fees that credit/debit/pre-paid card charges (such as foreign exchange rate or whatever other fees your credit/debit/pre-paid card has).

Transaction fees are paid by us, where PayPal is deducting about 2.9% (paid by us) from the paid amount for processing credit /debit cards issued on the territory of the United States and about 4.4% for processing any foreign credit card/debit cards. In addition, we are charged small fixed fees for each transaction.

We are crediting student's account with actual amount that we are receiving

 (after deduction of fees collected by credit cards processing company)

We are crediting student's financial account only for the actual amount received (approximately 2.9% less for the payments made by cards issued in the United States and 4.4% less for for the payments made by cards issued outside of the United States).

We are not getting any financial advantages from deduction of "processing fees". These fees cover approximately only the amounts charged by credit card processing company. It is easy to calculate credit card processing fees that we are deducting. If you are in the United States and your card issued/supported by any U.S. bank, fee that we are deducting: 2.9% (approximately) from the paid amount (however some "bonus/rewards" cards have up to 3.9% fee). If you are located outside of the United States and your card is not supported by the U.S. bank, fee that we are deducting would be 4.4% (approximately) from the paid amount.

We are deducting exact amount that is deducted by the credit card processing company and we also are giving to student a copy of credit card processing company statement (showing deduction amount).

We have no late fees and we have no payment deadlines. You can pay when you are ready.  

Minimum first payment amount is $1000 (or any other larger amount).

Minimum consequential payment amount is $500 (after the first payment), unless student is paying remaining balance (or any other larger amount). We are not requiring making payments every month and student can make one payment in several months (payments must be proportionate to the amount of educational work student is planning to submit).

Payments must be proportionate to the amount of educational work student is planning to submit. For example, student cannot make just one payment and expect that our representatives would be examining educational work equal to one year of submissions.

Payment plans are available for students

Visit our dedicated page for additional details:

PayPal is an online payments processing company (and payment system). It has no associations with our university; it is only a company that we are using to perform/accept electronic (online) credit/debit cards financial transactions.

We have NO access to credit/debit card accounts. We also cannot see any credit (debit or pre-paid) card numbers. Everything is handled by credit and debit (bank cards) cards processing company.  

Online money transfers are representing electronic alternative to traditional methods such as checks and money orders. Considering the fact that many our students are located in different countries, it may take a very long time to receive checks and money orders. Online payments are expediting the process of electronic payments.  

PayPal is one of the world's largest internet payment companies. This company acts as a payment processor for any size companies and organizations. PayPal's corporate headquarters are located in San Jose, California, in the United States. Since July 2007, PayPal started operations across the European Union, as a Luxembourg-based bank. PayPal's European headquarters are located in Luxembourg and international headquarters are in Singapore.

PayPal's corporate headquarters in San Jose, California, United States

Countries approved by PayPal for processing of credit/debit/pre-paid cards

See list of Countries by clicking on this link: Check by using this link if your Country is on the list of our credit card processing company (just click on this text).

Most Countries that have stable economy are included. Some Countries are not on the list, assumingly because of some problems in the banking or economic condition of the Country.

If your Country is not on the list, you can use international wire transfers (bank payments) or some other forms, please see corresponding pages.

All payments must be made in the United States Dollars. Usually student uses own currency that is converted to the U.S. Dollars during submission of payment - just indicate during payment transaction what currency you want to use (the United States Dollars) and your money would be converted to the United States Dollars automatically by payment processor.

We have NO access to credit card accounts. We are using PayPal only as a credit cards processor (the same way, as any other credit card processing company). PayPal will process any card from the list of acceptable Countries and THERE IS NO NEED TO HAVE PAYPAL ACCOUNT. Some Countries are not on the PayPal's list of acceptable countries, most likely because of financial instability in the country (PayPal is very strict regarding financial security). Another positive feature of using PayPal is the fact that many people have personal PayPal accounts and can easily transfer payments between accounts.

PayPal's web page is displaying option to log in into PayPal account, that can be confusing and some people are assuming that they need to have PayPal account. If you have no account with PayPal, just ignore it and select an option "Don't have a PayPal account? Use your credit card or bank account (where available)" [it is usually located next to the credit cards pictures]. Press "Continue" and you will be taken to secure page (PayPal's page) for the processing credit cards without PayPal account. Select from the drop down menu your country, input the card number, month and year of the expiration (only two numbers for the month and for the year [last two numbers of the year]), three numbers of the security code printed on the back of your card, your name, address, phone number, e-mail. Address and phone must be the same as listed by your credit card company. Please print and save all your confirmation receipts as a proof of payment. Send us e-mail with information about your payment, your full name, location, description of payment, any instructions (if you have it).

Use link provided (at the end of this page) to see how our payment page looks like and how you can select regular payment by credit/debit card without creating PayPal account. Please remember, we are not a PayPal and we cannot regulate PayPal. Moreover, PayPal displays pages in different way for different Countries. If you have any problems, please contact PayPal. To contact PayPal, see following section titled, "If you have problems".

For payments you can use our registered e-mail address with PayPal

(if you have PayPal account)

payments@holyuniversity.org (if you are transferring money from your personal PayPal account, otherwise, please use direct link to our account page with PayPal).

Direct link to PayPal payment page

Make instant and secure online payments: Press/click on red button above ("Continue") to be transferred to the payment page

If you have problems 

We are not a PayPal and we cannot regulate PayPal. Moreover, PayPal displays pages in different way for different countries. If you have problems, you may:

1. Contact us immediately if links on our pages are not working.

2.  Contact PayPal by telephone or by Email (they have toll-free phone service numbers only if they have an office in your Country).  

See page https://www.paypal.com/selfhelp/help/contact/email#selfhelp/help/contact/email  

Links can be different for different countries.

3.  If you have no contact information for PayPal, you may perform Internet search for “PayPal customer service contacts”, “PayPal customer support”, etc.

4.  If problem is not resolved, ask us for help (you need to provide all details).

5.  Filling-in information on the PayPal page has no meaning that payment was processed. When PayPal processes your payment (after successful payment), you would see confirmation page describing processed payment; after that, you also will receive (in the next few minutes) confirmation e-mail from the PayPal for your records (that also is your payment receipt). Be sure that you listed your e-mail address during payment processing. If you received none of these confirmations, your payment was not processed (sometimes because people are not inputting correct information).

Visit page REFUND POLICY