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Financial Assistance Questions
Students in the United States are paying on average $25,000 - $35,000 USD (up to $75,000) for each year of studies. These students desperately need federal loans (with low interest rate) and federal assistance programs, only because educational system in the United States specifically designed for the collection from students as many payments, as involved parties possibly can collect. Some overpriced universities have very high tuition costs and, at the same time, are claiming that they are offering some scholarships for needy people; but in reality, only to reduce already very high costs by small discounts.
We regularly are receiving letters requesting possibility of studies without paying any fees. However, it is individual responsibility of the person to secure own welfare, or person may seek assistance from the government or other social organizations where such person pays taxes. It is traditionally and historically established that if person cannot pay for services, this person cannot receive services, unless someone else would pay on behalf of that person.
Any university that provides educational services has its own expenses that must be paid, and NOBODY can provide totally free services, unless University is compensated for services in some way (by the government, by private sponsors, or by donations). We do not have any private sponsors, we have no governmental support and our donations are equal to not-existent (instead of offering donations to the educational institution, many people are asking us to provide financial support and donations). Accordingly, it is responsibility of potential student to secure own welfare and the ability to pay for educational services.
If you have no ability to pay for our costs:
1. You can secure employment and work/save until
you can afford to pay for educational services (our fees).
Follow this link for more information about our one of the lowest educational costs
2. You can find your own sponsor that will pay for your education; however, we are not looking for any sponsors for our students.
3.
You can make payments. We are operating on the
principles that students will pay when students have the ability to pay
(some restrictions do exist, for example, the fixed
amount of the first payment that must be made at the
time of admission).
After the admission, student pays in proportion to the
submitted educational work (when student is unable to
make the next payment, student simply is not submitting
any new educational assignments). We have no deadlines
for any payments and no late payment penalties.
Follow this link for more
information about installment payments for education
Questions and Answers
NO, we are not participating in any federal financial aid programs. We are maintaining full separation from any U.S. state or federal governments (as unrelated governments). Therefore, we are not accepting any U.S. federal or state funds (unless these governments would ask us to accept their payments without creation of any form of interference from their side). Federal financial aid programs are designed to help students to pay high tuition costs that we do not have.
Each student can search and may independently arrange own financial aid /assistance (but we are not involved in these endeavors).
We can accept payments made by third parties on student’s behalf (such as relatives, employers, churches or religious organization, sponsors, etc.) if it is not creating for us any additional responsibilities or obligations in relevance to the party making such payments.
When third party (unrelated to the student) is making a payment on behalf of the student, it is made under the same conditions as if student would make payment personally.
We are NOT accepting any form of direct federal educational loan payments or federal assistance payments (we are not accepting governmental payments or direct governmental deposits into our bank account).
Some people are confused about meaning of "not accepting federal or state monies". For example, if person works for the government and earns salary or other form of governmental payments (or compensations), these payments are becoming property of the person who receives such payments (when person places governmental payment check into personal bank account). For us, it is irrelevant who pays the salary for our student (or who pays for other financial benefits), because only you can decide how to spend your own money. You cannot forward governmental payment check to us, but you can deposit it into your personal bank account and you can pay personally for our services.
Very often, we are receiving letters where authors of such letters are asking us if it is possible to study without making any payments because he/she lives in the developing country. In this case, we only can suggest to ask the same question your own government or other prospering universities. We cannot offer free education because payments that we are collecting hardly cover our expenses. There is no any place that can exist without collecting at least some minimal fees.
Please be advised that we DO NOT HAVE ANY ADDITIONAL SCHOLARSHIPS because our educational costs are already reduced to the minimal level (that hardly covers even our necessary expenses).
We have reasonable administrative fees, but it is what secures our ability to provide education with minimal costs.
Comparing to many other universities that are charging significant tuition fees (and at the same time receiving different forms of financial support from different governments), we are not receiving any financial support from any unrelated to us government.
Any person can search for a private sponsor who can provide scholarship funds to cover our administrative fees for the benefits of applicant. If your country offers free education, then we only can suggest to study locally. We cannot compete with universities offering free education (these universities, in most cases, are not doing anything for free; but are compensated by the government).
In most universities, Financial Aid (as a form of governmental and private assistance) available only for students that are citizens of the United States. Usually all forms of financial assistance are based on the receipt of federal grants (monies from the U.S. government), low interest federal loans and from other forms of financial support (from other unrelated to university parties, such as donations designated for the financial aid).
Even the most expensive universities never (in most cases) are giving anything from their own funds (unless they have direct interest to do it); they only are arranging financial aid between student and other institutions (usually, financial aid never comes from any university).
Universities are making these arrangements only because they are collecting all (or the most part) of any financial aid that student receives (they are doing it for own benefits).
We are not associated with any unrelated to us governments and we are not getting any grants or payments from any government.
We ARE NOT OFFERING ANY HELP in arranging FINANCIAL AID. We have reasonable administrative fees that are representing only a portion of what other students are paying for each year of studies in other universities.
Each student can search for the financial aid, and if your financial aid organization will pay your costs of education in our place, we probably would accept such payments. Any form of financial aid in the United States has no any affect on foreign students; because foreign nationals (not the U.S. citizens), in most cases, are NOT eligible to obtain any form of financial aid (originating from the U.S. government). Students that are eligible for financial aid must be the United States citizens (unless special assistance program is specifically designated for the foreign students).
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